Terms of Use

Last Updated: October 5, 2025



Insight Labs ("Insight Labs," the "Company," "we," "us," or "our") provides non-
custodial SaaS services for AI agent development, on-chain intelligence, and DeFi
empowerment on blockchains like Solana and Hyperliquid. Our Services include
but are not limited to our web application, APIs, blockchain infrastructure, and
smart contract integrations (the "Services"). The Services are primarily accessed
through our website, https://naomi.so (the "Platform"). These Terms of Use (these
"Terms" or this "Agreement") (i) set forth the terms and conditions that govern
your access to and use of the Platform and Services and (ii) form a legally
binding agreement between us and you and/or the entity you represent ("You,"
"Your," or "User," and each of you and us, a "Party").



ACCEPTANCE OF TERMS AND PRIVACY POLICY

You agree that by accessing the Site, you have read, understood, and agreed to
be bound by all of these Terms of Use and the Agreement (which includes our
Terms of Service, Privacy Policy, Cookie Policy, Legal Disclaimer, and Risk
Disclosure Statement, each available via hyperlinks on the Platform).

IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE OR THE AGREEMENT,
THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU
MUST DISCONTINUE USE IMMEDIATELY.

Furthermore, by agreeing to these Terms, you certify that you are at least 18
years of age. Additionally, your agreement to these Terms constitutes your
consent to the collection, use, disclosure, and other handling of information as
described in our Privacy Policy. The Privacy Policy is incorporated into these
Terms by reference, and all references herein to the "Terms of Use," the "Terms,"
or this "Agreement" shall include a reference to the Privacy Policy..



ARBITRATION NOTICE

PLEASE NOTE THAT THESE TERMS REQUIRE INDIVIDUAL ARBITRATION (SEE
SECTION "MANDATORY ARBITRATION") FOR DISPUTE RESOLUTION, INSTEAD OF
JURY TRIALS OR CLASS ACTIONS. ADDITIONALLY, THESE TERMS WILL LIMIT THE
REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.



Beta Testing Notice

Naomi's Platform is currently undergoing beta testing. Admission to this beta
program is granted exclusively by Insight Labs and is non-transferable. You're
permitted to use the Platform and its Services strictly for lawful purposes. You
recognize that the Platform, its capabilities, and data flow are part of a limited
beta phase to evaluate early features and underlying architecture, empowering
users with AI agents and on-chain insights. The Platform is provided "as-is" and
"as-available" for beta testing, aiming to gather feedback on quality and
usability. During this beta period, Insight Labs may roll out new or updated pre-
release features and trial services for your assessment. Insight Labs isn't
obligated to offer specific beta features. If you opt to use these features, you
agree to follow Insight Labs's set guidelines. Participating in the beta test binds



you to these Terms as if the Platform were a finished product. Insight Labs
reserves the right to terminate or modify any beta feature without notice. You
understand that using beta features may prevent reverting to previous versions
of similar functionalities. Even if reversion is possible, data created during beta
testing might not be recoverable in older versions. Beta features may contain
bugs or inaccuracies potentially causing failures, disruptions, downtime, data
corruption, or loss. You acknowledge that your use of beta features is at your own
risk, and you're bound by these Terms.



Prohibited Jurisdictions and Eligibility


Insight Labs does not engage with digital wallets that are located in, established
in, or associated with residents of the Myanmar (Burma), Cuba, Crimea and
Sevastopol, Democratic Republic of Congo, Iran, Iraq, Libya, Mali, Nicaragua,
Democratic People's Republic of Korea (North Korea), Somalia, Sudan, Syria,
Yemen, Zimbabwe, or any region subject to sanctions imposed by the United
Nations, United Kingdom, European Union, or United Arab Emirates.
The use of software or networking techniques, including Virtual Private Networks
(VPNs), to alter your internet protocol address or otherwise bypass this
prohibition is strictly forbidden. Any attempts to access or utilize the Platform
from these jurisdictions constitutes a violation of these Terms and may lead to
immediate termination of your Platform access.



General Eligibility

Access to the Platform is prohibited if you are otherwise restricted from using it
under applicable law.

Legality

Compliance with all applicable laws and regulations regarding your use of or
access to the Platform remains solely your responsibility. Platform usage is
prohibited when it would violate or enable the violation of any applicable laws or
regulations or contribute to any illegal activity.
Neither the Platform nor any of Insight Labs's services should be construed as, or
used for, an offer or solicitation to anyone in jurisdictions where such offers are
unauthorized, or to individuals for whom such offers would be unlawful.
By accessing or using the Platform, you affirm that you are not subject to
sanctions or listed on any prohibited or restricted parties’ lists, including but not
limited to those maintained by the United Nations Security Council, European
Union or its Member States, United Arab Emirates, or any other governmental
authority.
We offer no assurances that information, products, or services available through
our Platform are suitable for access or use in other jurisdictions. Access to or use
of our Platform is not permitted in any jurisdiction or country where doing so
would contradict local laws or regulations, or subject us to that jurisdiction's legal
requirements or registration obligations. At our sole discretion and at any time,
we maintain the right to restrict Platform availability to any individual,
geographic region, or jurisdiction.

Non-Circumvention

You commit not to employ any technology to access the Platform for the purpose
of circumventing these Terms.

Compliance Obligations

The Platform may be unsuitable or unavailable for use in certain jurisdictions.
When accessing or using the Platform, you acknowledge full responsibility for
compliance with all applicable laws and regulations. Additionally, you
acknowledge that we bear no obligation to notify you of potential legal violations
or liabilities that might arise from your use of the Platform or Services. You agree
to use the Platform and Services only in compliance with all applicable laws,
regulations, and these Terms.

Acceptable Use Policy

You agree to comply with our Acceptable Use Policy (available at
https://www.naomi.so/aup) (“AUP”), which prohibits certain
activities, including but not limited to:

• Unauthorized access or attempts to gain unauthorized access to the
Platform or Services;
• Interfering with or disrupting the integrity or performance of the Platform
or Services;
• Using the Platform for money laundering, terrorist financing, or sanctions
evasion;
• Engaging in fraudulent activities, including market manipulation or pump-
and-dump schemes;
• Distributing malware, viruses, or harmful code;
• Harvesting or scraping data without permission;
• Impersonating others or misrepresenting your affiliation;
• Violating intellectual property rights or privacy laws.

Violations may result in immediate suspension or termination.



Third-Party Resources and Promotions

Insight Labs's Services might include references or links to external resources,
such as information, materials, products, or services, that Insight Labs doesn't
own or control (e.g., Hyperliquid trades, Privy wallets, TradingView charts).
Furthermore, external parties may offer promotions related to your access and
use of Insight Labs's Services. Insight Labs doesn't approve, monitor, endorse,
warrant, or assume any responsibility for these external resources or promotions.
Should you access such resources or participate in such promotions, you do so at
your own risk, understanding that this Agreement doesn't apply to your
interactions or relationships with any third parties. You explicitly release Insight
Labs from any and all liability stemming from your use of these resources or
involvement in these promotions. We earn referral fees from certain integrations
(e.g., 10 basis points on Hyperliquid perpetual trades, 100
basis points on spot trades), but this does not imply endorsement.



Warranty Disclaimers

YOU EXPLICITLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE PLATFORM,
SERVICES, AND CONTENT IS AT YOUR OWN RISK, AND THAT THE ENTIRE
RESPONSIBILITY FOR SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND
EFFORT LIES WITH YOU. THE PLATFORM AND FUNCTIONALITY ARE PROVIDED ON
AN "AS-IS" AND "AS-AVAILABLE" BASIS WITHOUT ANY REPRESENTATION OR
WARRANTY, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST
EXTENT PERMITTED BY APPLICABLE LAW, INSIGHT LABS SPECIFICALLY DISCLAIMS
ANY EXPRESS OR IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE, AND/OR NON-INFRINGEMENT. SEE LEGAL
DISCLAIMER (https://www.naomi.so/legaldisclaimer) FOR CONTENT ACCURACY AND RISK
DISCLOSURE STATEMENT (https://www.naomi.so/rds) FOR AI AND VA RISKS.



No Professional Advice or Fiduciary Duties

All information provided in relation to your access and use of Insight Labs's
Platform and Services should not and cannot be interpreted as legal, financial, or
professional advice. You should avoid taking any action based on information
found on Insight Labs's Platform, in the Services, or in any other information
Insight Labs makes available. Before making any financial, legal, or other
decisions involving Insight Labs's Platform or Services or their use, you should
seek guidance from an independent professional who is licensed, credentialed,
and qualified in the relevant area. Naomi empowers autonomous decisions, not
trading signals—see Legal Disclaimer (https://www.naomi.so/legaldisclaimer).



Not Registered with Regulatory Authorities

Insight Labs is licensed by RAK DAO but not registered as a financial advisor,
broker, or exchange with authorities like the UAE SCA, SEC, or equivalents.
Insight Labs provides software services. Insight Labs does not custody Digital
Assets or your private keys. Insight Labs does not match or settle trades. You
understand and acknowledge that Insight Labs does not solicit trades or broker
trading orders on your behalf.



Indemnity

You agree to indemnify, defend, and hold harmless Insight Labs, its affiliates, and
their respective officers, directors, employees, agents, and representatives
(collectively referred to as the "Insight Labs Parties") from and against any and
all claims, disputes, demands, liabilities, damages, losses, and expenses,
including but not limited to reasonable legal and accounting fees. This
indemnification applies to any issues arising from or related to (i) your access to
or use of the Platform, Services, or Content, (ii) your User Content, (iii) Third-
Party Services, or (iv) any violation of these Terms on your part.



Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL INSIGHT LABS BE LIABLE FOR ANY LOST
PROFITS OR ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL
DAMAGES, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT
LIABILITY, OR OTHERWISE, ARISING FROM OR IN CONNECTION WITH THIS
AGREEMENT OR FROM ANY AUTHORIZED OR UNAUTHORIZED USE OF THE SITE,
THE PLATFORM, OR THE SERVICES, EVEN IF AN AUTHORIZED REPRESENTATIVE
OF INSIGHT LABS HAS BEEN ADVISED OF OR KNEW OR SHOULD HAVE KNOWN OF
THE POSSIBILITY OF SUCH DAMAGES.DIGITAL ASSETS AND AI AGENTS ARE
EMERGING TECHNOLOGIES AND ARE OFTEN VULNERABLE TO SECURITY
COMPROMISES OR HACKS. YOU UNDERSTAND AND WAIVE ANY SUCH RISK IN
USING THE SERVICES. SEE RISK DISCLOSURE STATEMENT (https://www.naomi.so/rds).SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF
LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL
DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. IN NO EVENT SHALL THE
INSIGHT LABS PARTIES' TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE
AMOUNT OF ONE HUNDRED U.S. DOLLARS ($USD100.00) OR ITS EQUIVALENT IN
AED, OR THE FEES PAID BY YOU IN THE PRECEDING 12 MONTHS, WHICHEVER IS
GREATER.



Governing Law

These Terms shall be construed and enforced in accordance with the laws of the
Emirate of Ras Al Khaimah and the United Arab Emirates, without regard to
conflict of law principles; provided that all provisions hereof related to arbitration
shall be governed by RAK DAO arbitration rules.



Mandatory Arbitration

Any controversy or claim arising out of or relating to this contract, or the breach
thereof, shall be settled by arbitration administered by the Ras Al Khaimah
International Arbitration Centre in accordance with its rules, and judgment on the
award rendered by the arbitrator(s) may be entered in any court having
jurisdiction thereof.
The place of arbitration shall be Ras Al Khaimah, UAE. The arbitration shall be
governed by the laws of the Emirate of Ras Al Khaimah. Time is of the essence
for any arbitration under this agreement, and arbitration hearings shall take
place within 90 days of filing and awards rendered within 120 days. No class
arbitrations or joinder of parties.



Force Majeure

Except for payment obligations, neither Insight Labs nor you will be liable under
this Agreement due to any failure or delay in performing obligations caused by
events beyond the reasonable control of the affected party. Such events may
include natural disasters, fires, epidemics, pandemics, riots, war, terrorism,
denial of service attacks, internet outages, labour shortages, blockchain network failures, and judicial or government action.



Contact Information



If you have any questions about these Terms or the Services, please contact us
at support@insightlabs.me